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What our users say:

April 1
It was great
It was great
David Rae
March 31
Customer experience was great
Customer experience was great, the agent had all my information and transferred ...
William Douglas
March 31
Great communication
Great communication, quick service.
STEPHEN Lastname
March 29
Contacting back
Contacting back
Leslie Castor
March 29
Friendly fast service
Friendly fast service
Brian Maxwell
March 28
fast and efficiant
fast and efficiant
Robert Lutala Lastname
March 28
The representative was very helpful & knowledgeable
The representative was very helpful
Arun Manchanda
March 27
Awesome Experience
They were helpful and gave me what I needed in order to get the quote and then t...
TERISA Brooks
March 27
Smoothe as silk
Smoothe as silk. Knew what I wanted right away. Not a second wasted.
Mike
March 26
Cassie is a fantastic representative…
Cassie is a fantastic representative she got back to me and covered all the deta...
Alex Stevens
March 25
Had a great experience as of now
Had a great experience as of now Always trying to help me
R.C.
March 24
The representatives are fantastic
The representatives are fantastic. Excellent experience!!
Kelsi MacIsaac
March 23
The people
The people. Polite, knowledgeable and had a customer service attitude.
David Campbell
March 22
Great Rate
Perfect at finding great rate. Only negative would be the wait time in the phone...
Ron Beauchamp
March 21
Efficiency and Trust worthy
Efficiency and Trust worthy, Excellent customer care and hardworking staffs.
Randy Nyeche woluchor

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What is roofing insurance?

Roofing insurance is an insurance package specially designed to protect roofing contractors from the unique risks they face while installing and repairing roofs. Working at heights and handling heavy materials like shingles or metal panels comes with hazards which makes roofing one of the more dangerous trades. Roofing insurance helps cover the costs if something goes wrong—like accidents, property damage, or injury—so you aren’t held financially responsible. In other words, it’s your financial safety net.

Without this coverage, you could be left paying out of pocket for expensive claims or lawsuits, which could seriously harm your business and finances.

What does roofing insurance include

A standard roofing insurance policy should cover the following:

Recommended add-ons for roofing contractor coverage

In addition to the basics, there are extra coverage options that can give you added peace of mind. Depending on your business, these might be worth looking into:

Common types of roofing contractor claims

As a roofing contractor, you'll likely face various situations where insurance claims are needed. Here’s a rundown of scenarios you should know about:

How much does roofing insurance cost?

The cost of roofing insurance can vary widely depending on several factors. In Canada, roofing businesses typically pay between $1,500 and $5,000 annually for insurance coverage. Several things can influence the price:

In general, larger companies, those with more employees, or businesses with a history of claims will pay more. On the other hand, a smaller operation with fewer employees and a clean safety record could find cheaper rates.

How to get the cheapest roofing insurance rate

Saving money on roofing insurance is possible if you know where to look. Here are a few strategies to help lower your premium:

Roofing insurance in Canada: What you need to know

Roofing contractor insurance in Canada involves a lot more than just knowing what’s covered. Here are some key things you should be aware of: