LowestRates.ca Toronto

Get the lowest mortgage rates and auto and home insurance quotes in less than 3 minutes. We're safe, secure, and always free.

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Where Toronto finds the best rates on insurance, mortgages, loans, and more.

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Toronto car insurance

Avg. savings for Toronto drivers under 25: $1,477/yr

Avg. savings for Toronto drivers 25 and up: $754/yr

Compare auto insurance from more than 30 insurance companies serving Toronto and find your lowest rate. You’ll be glad you did, especially if you’re under 30: The average LowestRates.ca user in Toronto 25 and under saves up to $123 a month on car insurance, or $1,477 a year.

Toronto home insurance

Avg. savings for Toronto homeowners: $400-$600/yr

Did you know that the average LowestRates.ca user in Toronto saves up $50 a month on home insurance? That’s $600 a year. And that’s the benefit of comparing rates from 15 companies serving the GTA.

Fill in your address and we’ll pull add information you might not know offhand: your square footage, distance to the nearest fire hydrant, and even when the roof was last replaced. Our process is quick and easy — and accurate.

Toronto mortgages

Avg. annual savings: $1,165/yr

Avg. lifetime savings: $28,471

Buying a home in Toronto is expensive enough. A savings of a few decimal points are worth tens of thousands of dollars over the years.

Our five-year variable rate mortgages are half a percentage point lower than our fixed-rate mortgages. On a mortgage of $400,000, that amounts to savings of $97 a month, $1,165 a year, and $28,471 over 25 years.

Connect with LowestRates.ca and instantly access to the best rates from lenders and mortgage brokers serving the GTA. Whether you’re looking short or long term, open or closed, fixed or variable, the best mortgage rate is at your fingertips.

Toronto life insurance

Life insurance is an expense — until you need it. That’s as true in Toronto as it is anywhere. LowestRates.ca helps ensure your loved ones are protected at a time of need.

Fill out our quick and easy online form, and we’ll connect you to our network of 20+ life insurance providers. You’ll get the quotes you need to find the policy that best suits your needs — at the best price.

Toronto travel insurance

Nothing beats a well-deserved vacation, (especially if you’re getting away from Toronto’s sloppy winter). We’ll help you travel with peace of mind, too. Our network of travel insurers will provide you with the quotes to get the best coverage at the best price — from flight cancellation to hospital care. Just click and compare.

Toronto renters insurance

Generating income from property is a popular investment strategy in Toronto. You may be renting the basement of your home to offset housing costs. Maybe you bought a condo as an investment — or maybe even a whole apartment building. Whatever the case, you need renter’s insurance to protect you from loss, damage and liability. Comparing quotes on LowestRates.ca makes the job of finding coverage faster and more efficient.

Toronto condo insurance

Condos are great options for younger people to get into Toronto’s hot housing market. They’re also an excellent choice for traditional homeowners looking to downsize. No wonder they’re one of the fastest growing real estate sectors in the GTA. Just remember: Condo insurance is different than home insurance. Shop for the best coverage at LowestRates.ca.

Toronto personal loans

A personal loan can be a handy tool. You can use them to consolidate debt and make your monthly budget process more efficient — even cheaper. They can help when you come up against an unexpected expense. But shop around for the best deal. Connect with our network of Toronto-based lenders and you’ll make that task easier. You’ll save time — and money.

Toronto credit cards

The world is awash in credit card brands and offers. What flavour do you want — cash back, travel points, rock-bottom interest rates and fees? Save yourself the trouble of schlepping from website to website to compare offers. LowestRates.ca puts a world of credit card options at your fingertips.

What our users say:

January 31
Compare many providers quickly.
Compare many providers quickly.
William Badinszky
January 31
Saved Big time
Very short wait time to speak to a human. Very knowledgeable and curious represe...
Carolyn
January 31
There was an immediate response
There was an immediate response, then hand-over . I gave my info. and was offere...
marie
January 30
The rep was very helpful.
The rep was very helpful. Answered all of my questions and was extremely polite...
David Kerfoot
January 30
The person I spoke with was very…very nice.
The person I spoke with was very professional and patient. She made me feel com...
Dawn
January 30
Christine is an awesome agent
Christine is an awesome agent. She didn't waste time and understood my needs
Aston George Gregory Walters
January 30
easy to use web site, contact person was every informative
easy to use web site
Ron Peters
January 29
fast and seamless
fast and seamless
NICHOLAS
January 29
Really understanding
Really understanding
Dwayne Lapierre
January 28
I love how easy it was to get the best…
I love how easy it was to get the best rate for me and my family! The broker was...
Jennifer Amaral
January 28
Just a very simple process that anyone…
Just a very simple process that anyone can navigate. Really happy with the rates...
Douglas Herr
January 26
Very easy to talk to and professional…
Very easy to talk to and professional in every way
George Mcinnis
January 26
Well it was better than the others…
Well it was better than the others insurance they assist you and especially you ...
Edgardo Cabrera
January 25
The agent was…professional
The agent was professional,helpful,knowlegable
TIMOTHY Watson
January 24
It was very easy to get a quote over a…
It was very easy to get a quote over a phone Chris was amazing to deal with than...
ROBERT KAZARIAN

How LowestRates.ca works.

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    Enter your information.

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    Compare 50+ quotes in less than 3 minutes.

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    Secure your rate by talking to a licensed broker.

Why money-savvy Torontonians compare rates first.

Whether you’re looking for insurance, a loan or a mortgage, comparison shopping ensures you don’t pay more than you have to. And when you live in Toronto, you have a wealth of options to browse. Make the job of checking them out easier with LowestRates.ca. Your options are a click away.

We’re located in midtown Toronto

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LowestRates.ca
1910 Yonge Street, Suite 401
Toronto, ON
Canada
M4S 3B2
416-487-2837 [email protected]

Hours of operation:

You can get a quote with us at any time on our site. Need to speak with a customer service representative? Reach us by phone between these hours:

Monday
9 a.m. - 5 p.m.
Tuesday
9 a.m. - 5 p.m.
Wednesday
9 a.m. - 5 p.m.
Thursday
9 a.m. - 5 p.m.
Friday
9 a.m. - 5 p.m.
Saturday
Closed
Sunday
Closed

Phone: (416) 487-2837