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REPORT: Here’s how to save on car insurance as you age

According to LowestRates.ca data, the insurance company that gave you the lowest rate in your 20s, 30s, and 40s might not be the right one for you later on in life.

Alexandra Bosanac

March 8, 2021

12-minute read

This article has been updated from a previous version.

With age comes wisdom — and lower car insurance costs.

For a number of reasons, the cost of car insurance declines for the average driver as they get older. Your insurance history and driving record grow longer. Teenage drivers, once listed as your secondary drivers, get their own policy. You no longer commute every day. You downsize and sell one of your cars. The list goes on.

About the author

Alexandra is a content manager in the personal finance space, specializing in auto insurance. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.