Ellen Roseman: The art of the bully offer. How and when to use it to get the house you want

House prices are going up at a brisk pace in many Canadian cities. This makes it harder for first-time buyers to get into the market at an affordable price.

Ontarians with usage-based insurance can now be penalized for risky driving

Until recently, usage-based insurance was only a positive reinforcement tool in Ontario. That’s no longer the case.

When is the best time to buy a house?

When is the best time to buy a house?

COVID-19 has turned much of what we know about homebuying on its head. Just because spring is the busiest time doesn’t necessarily mean it’s a good time to buy a house.

The upcoming spring season is notably the busiest time of year to buy a home. Around now, the weather is warming up, there’s more inventory available on the housing market, homes tend to look more appealing than when they’re covered in snow and slush, and people are generally in a more optimistic mood. 

About the author

Zandile Chiwanza

Zandile is a freelance personal finance journalist. She previously worked as a personal finance writer at LowestRates.ca and before that, the content editor for Real Estate Management Industry News. As a self-proclaimed budget warrior, Zandile dedicates most of her time to advocating for financial wellness.

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Best Car Insurance Companies

Best Car Insurance Companies

We created a ranking of the best car insurance companies in Canada based on data from drivers who used our free quoter tool, liked a particular car insurance quote, and decided to connect with the agent or broker offering that rate.

About the authors

Alexandra Bosanac

Alexandra is a content manager in the personal finance space, specializing in auto insurance. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC. 

Jane Switzer

 

​Jane Switzer is a writer, editor and native Torontonian. She got her start working in daily journalism, and was formerly a content manager for LowestRates.ca. She has written about personal finance and investing for websites like Wealthsimple, Tangerine Bank and Ratehub.ca. You can find her on Twitter: @janeswitzer.

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How much car insurance do you really need?

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Switching your car insurance: penalty, cancellation fees, and rules

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What is facility car insurance for high-risk drivers?

Generally, the riskier you're seen to insure, the higher your premiums will be. But some drivers are considered too high... Read more

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When is the best time to buy a house?

Spring is in the air, which means homeownership is top of mind for many Canadians. But when’s the best time to buy?

Protect your home from water damage, and save on insurance in the process

There are several affordable ways you can prevent water damage, and save on insurance in the process.

Is now the time to pounce on a five-year fixed-rate mortgage?

With bond yields on the rise, five-year fixed rates are set to follow suit. Is now the time to lock in?

Eight things to know when buying your first home

Now more than ever, it’s important for first-time buyers to be savvy when entering the real estate market.

How can women regain the economic ground they’ve lost to the pandemic?

The pandemic has pushed women’s participation in the labour force to its lowest point in three decades.

REPORT: Here’s how to save on car insurance as you age

REPORT: Here’s how to save on car insurance as you age

According to LowestRates.ca data, the insurance company that gave you the lowest rate in your 20s, 30s, and 40s might not be the right one for you later on in life.

This article has been updated from a previous version.

With age comes wisdom — and lower car insurance costs. 

For a number of reasons, the cost of car insurance declines for the average driver as they get older. Your insurance history and driving record grow longer. Teenage drivers, once listed as your secondary drivers, get their own policy. You no longer commute every day. You downsize and sell one of your cars. The list goes on.  

About the author

Alexandra Bosanac

Alexandra is a content manager in the personal finance space, specializing in auto insurance. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC. 

Read this next

June 19, 2023

How much car insurance do you really need?

The first few questions that come to mind for most drivers are: What kind of car insurance do I need? And how much cover... Read more

June 13, 2023

Switching your car insurance: penalty, cancellation fees, and rules

Read more

June 1, 2023

What is facility car insurance for high-risk drivers?

Generally, the riskier you're seen to insure, the higher your premiums will be. But some drivers are considered too high... Read more

browse categories

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