Compare ScotiaLife Financial home insurance quotes with other top insurance companies.

ScotiaLife offers bundling discounts when you purchase home and auto insurance together.

For people looking for house insurance, ScotiaLife Financial also offers several optional coverages. For an extra fee, the following endorsements can be added to your base policy:

Water damage coverage  - ScotiaLife home insurance offers this as an optional add-on to your home insurance coverage. This optional coverage protects you from plumbing problems like burst pipes, sewer backups, overland flooding and leaking household appliances, such as dishwashers and washing machines.

Valued articles coverage - This add-on insures high-value items like art, jewellery, electronics, and antiques.

Secondary premises coverage - This endorsement insures secondary homes, RVs, cottages and any watercraft you own.

Escape of fuel coverage - This will insure your property from any damage stemming from a fuel leak and makes you eligible to have any resulting legal fees refunded, should you be affected by a hydrocarbon spill.

ScotiaLife provides optional coverages for condo owners, too. ScotiaLife condo insurance offerings include:

Unit betterments & improvements endorsement - If you’ve opted to upgrade certain features of your condo, this endorsement will cover essential repairs or replacements to those features. This includes hardwood flooring and granite countertops.

Additional protection endorsement - Should your building management ever allow its insurance to lapse (rare, but it can happen), this SociaLife add-on will ensure your unit is protected if it’s ever damaged while your building is without insurance.

Loss assessment insurance - Living in a condo means sharing costs for common elements. This optional insurance endorsement covers the cost of any claims made against your condo, if it’s determined that you caused damage to a common area.

Lastly, you can also purchase tenant insurance through ScotiaLife Financial. If you’re renting out a property and are considering landlord insurance, a ScotiaLife representative can give you more insight into whether you require it.

You can apply for a home insurance quote with ScotiaLife through LowestRates.ca. Just fill out the form above and click the “Get Started” button. 

ScotiaLife Financial doesn’t offer an app to manage your home insurance policy at the moment. 

That doesn’t mean you can’t complete a home insurance quote for ScotiaLife online. All you have to do is fill out the form above to get started. 

When accidents happen, you want to file a claim as quickly and as painlessly as possible — and you don’t want to wait for business hours to make the call. If you hold your homeowners insurance with ScotiaLife, you’re in luck as the provider has a 24-hour claims line. However, one drawback is that, unlike many other insurance companies, Scotiabank doesn’t allow policyholders to start a claim online.

When you call ScotiaLife Financial to submit a claim, the representatives should do the following:

• Confirm your coverage based on your policy.
• Give you options so you can make an informed decision on next steps.
• Make arrangements for the repair or replacement of your damaged property as quickly as possible so you can resume your life.

You can learn more about customers’ experiences with ScotiaLife home insurance from reviews posted to the company’s Google Business page. 

You can also use the following Scotialife phone number to make a home insurance claim. 

By phone:

• 1-833-223-8743: This phone number will put you in touch with a customer service rep for ScotiaLife home insurance. 

Hours of availability:

• 24 hours/7 days a week

In the event of an emergency, a ScotiaLife home insurance agent will work with you to resolve your claim. 

Since ScotiaLife opened its first home insurance sales office in Mississauga, it has expanded its insurance offerings — which is handy, because it means you can bundle services and get a discount on your premiums. Here are the other types of insurance you can purchase from ScotiaLife Financial besides property insurance:

• Auto
• Life insurance
• Creditor insurance
• Health and dental insurance
• Travel insurance