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Sonnet offers more kinds of property insurance.

Home insurance: Sonnet provides home insurance coverage to homeowners in B.C., Alberta, Ontario, Quebec, New Brunswick, Nova Scotia and P.E.I. Home insurance covers the structure of your home, its contents, and your personal liability.

Condo insurance: Coverage for condo dwellers is available in the same provinces in which Sonnet writes home insurance policies. Condo insurance is slightly different from home insurance in that it only insures your unit and its contents. However, it does protect against the same insurable perils that home insurance covers.

Tenant insurance: Renters can also take advantage of Sonnet’s streamlined approach to buying and managing insurance. Tenant insurance is available in all the regions where Sonnet provides home insurance. Tenant insurance protects your personal effects if an insurable peril damages your rental. Tenant insurance offers liability coverage, as well.

Landlord insurance: Standard home insurance won’t protect your income property against a loss – only landlord insurance will. Sonnet offers landlord coverage to the same regions it underwrites home insurance.

Pet insurance: Sonnet also offers pet insurance. Standard coverage includes medical procedures, dental care, some prescription medication, and some types of therapy and medical devices. The company says it will cover up to 80% of a vet bill in case of an accident or illness. A Sonnet policy also covers boarding, kennel fees, and lost pet advertising.

Group insurance: Looking to offer property insurance to your employees? Sonnet now offers group plans. Professional associations also qualify.

Nissan and Infiniti discount: Interestingly, Sonnet advertises an exclusive discount for Nissan and Infiniti drivers. While it's well-established that car make and model influences insurance rates, it's uncommon for an insurance company in Canada to favour a car manufacturer openly. The discount also entitles you to an enhanced claims experience, where you'll, be outfitted with original equipment manufacturer parts, provided your vehicle is three years old or less.

Claims-free discount: If you haven't filed a claim in the last six years, you could save with Sonnet.

Multi-vehicle discount: Sonnet will apply a discount if you insure more than one vehicle with them. 

Multi-policy discount: You could save up to 20% on insurance by bundling your home and auto insurance.

Winter tire discount: Ontario drivers could save by keeping winter tires on between November and April. Discounts are usually in the 5% range. 

Alumni discount: You could benefit from a group discount if you're an alumnus of one of the schools Sonnet recognizes.

Sonnet does not currently offer a usage-based insurance (UBI) program. UBI is often framed as a savings program by the Canadian insurance providers that do offer it.