ScotiaLife Financial offers more than just name recognition. Here are some discounts to ask about when purchasing insurance through ScotiaLife Financial Discounts for bundling (e.g. auto and home). Discounts for students living away from home. Discounts for driving a hybrid vehicle. Discounts for putting winter tires on your car.

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Learn more about ScotiaLife Financial Canada.

ScotiaLife Financial is the brand Scotiabank Group uses to sell auto insurance to the Canadian general public.

With ScotiaLife Financial Insurance Canada, you’ll never have to set foot into an office: policyholders are able to purchase and manage their auto insurance policies from their computer or mobile device.

ScotiaLife Financial offers car insurance across Canada, with the exception of Manitoba, Saskatchewan or British Columbia, due to government-operated insurance programs in those provinces.

Founded in 1959 and based in Toronto, Ont., ScotiaLife Financial sells policies that are underwritten by ScotiaLife Insurance Company. The insurance products available include auto, home, travel, life, health, and creditor.

If you’re already familiar with the Scotiabank brand and would like to keep your insurance products under the Scotiabank umbrella, keep your eyes open for offerings from SociaLife Financial.

ScotiaLife Financial offers car insurance quotes online. Get quotes from 50+ insurance providers serving Canada on LowestRates.ca.

What other insurance products does ScotiaLife Financial offer?

Along with car and motorcycle insurance, ScotiaLife Financial offers a variety of insurance types for individuals.

Home insurance: House and condo owner coverage and tenant insurance for renters. Standard coverage for damage and liability, with add-ons available to top up your coverage amounts, fill in gaps in your condo corporation’s policy, protect your belongings during a move, or to cover valuable specialty items like musical instruments, computer software, artwork, jewellery and collectibles.

Travel insurance: Coverage is offered for Canadians travelling within Canada or abroad, international students and visitors to Canada. There are single trip and multi-trip options covering a range of time frames between four and 60 days, and some plans let you top up your coverage for additional days if your travels keep you away from home longer than expected.

Health insurance: ScotiaLife Health & Dental coverage is available at group rates for Scotiabank customers and their spouses, including family coverage. Opt for just health insurance or add dental along with your health policy. Critical illness coverage is also available.

Life and creditor insurance: Policies that safeguard your family’s standard of living and protect them from worry about your debts if you die or become seriously ill. Insurance for a variety of different loan types, including auto and business loans, lines of credit and credit cards and mortgages, plus life insurance coverage.

The ScotiaLife car insurance advantage.

Discounts

ScotiaLife Financial offers more than just name recognition. Here are some discounts to ask about when purchasing insurance through ScotiaLife Financial

Discounts for bundling (e.g. auto and home).
Discounts for students living away from home.
Discounts for driving a hybrid vehicle.
Discounts for putting winter tires on your car.

Special programs

Personalized coverage - ScotiaLife Financial offers auto and home insurance policies that can be customized to fit each customer’s unique needs. And customers can complete many of the coverage changes on their own through the ScotiaLife website (e.g. adding a driver, replacing a vehicle, updating documents, completing a quote, etc.).

Protect yourself - ScotiaLife Financial offers peace of mind through creditor insurance, which means your debts will be paid in full or your payments maintained should you experience a covered critical illness, suffer a disability, or pass away.

Coverage for just about everything - ScotiaLife Financial offers insurance options for almost every aspect of life you can imagine, including travel, health, hospitalization, critical illness, property damage, theft, auto, home, and life.

Is there an app?

Unfortunately, ScotiaLife Financial doesn’t have an auto insurance app yet, but you can access your account on the ScotiaLife Financial website with a mobile device. The website is best experienced on a desktop computer, however. ScotiaLife Financial will provide login credentials for your online account, from which you can manage your policy information and coverage.

How to submit a claim with ScotiaLife

Contacting ScotiaLife Financial to make an insurance claim is easy: just call the 24/7 hotline to speak with a claims agent. ScotiaLife Financial does not offer the ability to file claims online. We’ve provided the phone number to reach ScotiaLife Financial car insurance below.

Phone number for ScotiaLife Financial Insurance:: 1-866-989-4746
Hours of availability:: 24 hours a day, seven days a week

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Customer	Location	Vehicle	Lowest rate	Average rate	Saved
Quote from April 16, 2025 Customer Female, 33 years old	Location ontario	Vehicle 2017 MERCEDES-BENZ C300 4MATIC 2DR	Lowest Rate $175/mth $2,100/yr	Average Rate $440/mth $5,283/yr	Saved $265/mth 60.25%
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Quote from April 16, 2025 Customer Male, 23 years old	Location ontario	Vehicle 2024 VOLKSWAGEN JETTA HIGHLINE 1.5 TSI 4DR	Lowest Rate $650/mth $7,805/yr	Average Rate $846/mth $10,152/yr	Saved $196/mth 23.12%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.