Compare the best Chrysler car insurance quotes for free.

You’ll typically find the cheapest Chrysler car insurance for used and older vehicles, and vehicles you own rather than lease.

The price of car insurance for a used Chrysler (one that is more than five years old) will generally be lower because the vehicle’s value is lower. You may decide that for a vehicle of lower value, comprehensive and/or collision coverage isn’t worth the investment. If so, removing these coverages can lower your insurance premium — but remember, you’ll have to pay for any damage to your car.

Lease agreements for newer cars are likely to require comprehensive and collision coverage. A higher level of coverage will drive up the insurance cost for your Chrysler.

Keep in mind that as your vehicle ages, you may be able to save money by reviewing your Chrysler insurance policy to see if there is any optional coverage you don’t need anymore. In general, using the insurance renewal for your Chrysler as a moment to review your policy and get updated quotes from different insurers can help you continue to get the best rates for insurance throughout your vehicle’s lifespan.

There is no one-size-fits-all best car insurance for every Chrysler vehicle and driver. The best Chrysler insurance coverage is a policy that meets your coverage needs and fits into your budget. Before you decide what coverage is right for you, you’ll want to compare quotes to make sure you’re taking advantage of the lowest rates available.

To get coverage that meets your needs, consider what level of coverage you’re looking for. All drivers in Canada are required to carry third-party liability insurance that covers expenses related to injuring another person in an auto accident. Some other types of coverage may be required depending on the province or territory you live in.

Beyond the legal minimum requirements, many drivers opt for additional coverage to protect them from financial risk as a personal preference. Types of additional insurance protection include:

Collision coverage: This compensates you for the cost of repairs to your vehicle if it’s damaged during an accident. If the cost of repairs would exceed the car’s value, or if your car is so severely damaged it can’t be repaired, collision coverage would provide you with money to put toward the price of a replacement vehicle.

Comprehensive coverage: This type of insurance coverage protects you if there is damage to your car from something besides a collision. Examples include fire, attempted theft, a natural disaster, fallen tree branches and vandalism.

To find a policy that’s a great match for you and your vehicle without breaking your budget, get several Chrysler car insurance quotes directly from LowestRates.ca. Insurance companies vary in their underwriting practices, so it’s possible that two companies may offer you similar policies at different prices.

Comparing rates for Chrysler auto insurance is the only way to guarantee you’re getting the best possible value, regardless of the level of coverage you settle on.

Along with the make of your Chrysler, insurance brokers and companies will collect information on other variables they use in calculating your rates. It’s essential to provide accurate information about these factors to get realistic quotes on your auto coverage.

These factors include:

Age and gender: Statistically, older female drivers tend to drive more cautiously and cause fewer accidents than younger male drivers. For this reason, Chrysler auto insurance rates — even for vehicles of the same model and year — can vary based on these driver characteristics.

Insurance for young drivers of Chrysler vehicles does tend to be more expensive than for older drivers, but there’s a limit to this rule. As drivers get into their senior years, especially above age 70, they are likely to be considered higher risk by insurance companies and pay higher rates as a result.

Your driving record: How much experience you have as a licensed driver and whether you’ve been in an accident in recent years will factor into the insurer’s calculations about how risky you are to insure. This will influence your insurance rates.

Geography: The area where you drive and park your car can affect the odds that you’ll file a claim. For example, locations with more severe weather conditions or heavier traffic can make accidents more likely. Some cities may have more frequent instances of theft or vandalism. The more likely your location is to generate insurance claims for Chryslers, the higher your insurance cost is likely to be.

Vehicle qualities: The manufacturer, model, age and specific features of your vehicle impact your insurance costs. The cheaper your car is to repair or replace, the cheaper your insurance is likely to be. Luxury features, newer cars and hard-to-find replacement parts are all likely to increase your insurance rates. Older vehicles, high safety ratings, great safety features and readily available parts for repairs are all likely to make your insurance cheaper.

Company underwriting policies: Insurance companies all have their own internal policies to help them assess risk when providing coverage to their customers. These underwriting standards help companies compete in the marketplace by offering insurance products that are appealing to consumers without placing the company at serious financial risk from paying out too many claims.

Insurance companies take many of the same factors into account when creating their underwriting standards. However, companies also try to gain an edge over the competition by doing their own analysis and developing their own insights. One insurance company might differ from another in its willingness to cover high-risk drivers, for example. Companies might have slight variations in how they calculate risks associated with driver age.

These differences in underwriting standards between insurance providers are one reason Chrysler vehicle insurance rates can vary depending on the source of the quote. This is why comparison shopping is crucial if you’re seeking the best value on your policy.

Yes, it’s totally safe to buy car insurance online. We’ve helped Canadians save millions on their insurance costs. Get a quote for car insurance on LowestRates.ca and start saving today.