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What our users say:

April 22
Good communication
Good communication
Suseini Umar
April 21
percise questions asked, timely responce from rep, very polite to my quetions and her responce.
good clear questions
garry morrison
April 21
Easy Solution to a Frustrating Task
It made finding a suitable insurance company easy and instead of calling one aft...
Ian Dunn
April 17
Quick and easy
Quick and easy
Woody Green
April 15
Really good customer service
Really good customer service, flexibility and transparency of the process, frien...
Teodor Iurea
April 11
SARA WAS VERY HELPFUL AND VERY EFFICIENT
SARA WAS VERY HELPFUL AND VERY EFFICIENT
John Randle
April 11
its always people
its always people, and Erin Upsdell was knowledgeable, helpful and professional....
Antonio
April 11
Good Service.
Clear request of info.... fast results.... follow-up recommendation appreciated.
Myrna Hanna
April 10
Very fast easy-to-use.
Very fast easy-to-use.
ROBERT EDWARD BROWN
April 9
The broker made my transition from my…
The broker made my transition from my previous insurance to changing with you ve...
Christina Raposo
April 9
Convenient
Convenient, friendly and efficient. Good price too!
Uwe Stueckmann
April 8
agent was direct and professional
agent was direct and professional
Steven Olson
April 7
hell yes
hell yes, this is the way to do it. was dreading shopping around for insurance -...
Rok
April 5
Great
The rep was professional or so it seemed Thanks
Terry Esau
April 5
Great service
Great service , very courteous
lucie belzile
April 3
Wow so helpful & quick
Wow so helpful & quick! Saved alot of money w/out sacrificing on services!
Tamara
April 1
It was great
It was great
David Rae
March 31
Customer experience was great
Customer experience was great, the agent had all my information and transferred ...
William Douglas

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Audi auto insurance: what you need to know.

The make and model of the car you purchase will affect your car insurance rates. If you’re considering buying an Audi, there are many things to keep in mind: the car’s age, model, value and its safety features. Keep reading to learn more about how these factors affect insurance rates for Audis.

Already know which Audi model you want? Compare insurance quotes from 50+ Canadian insurance providers on LowestRates.ca. We’ll show you multiple quotes from the leading car insurance companies in Canada.

How much is insurance for an Audi?

A number of variables determine how much you pay for car insurance. The make and model of your Audi are important factors in the equation. Insurance companies closely monitor the repair and replacement costs of all Audi models, in addition to all the different types of cars on the road. Another thing that will greatly influence an Audi’s insurance cost is your driving and insurance history. Canadian drivers over the age of 30 tend to get cheaper rates than their younger counterparts. Here are some sample car insurance quotes for Audis from real LowestRates.ca customers.

Estimated Premium

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from April 23, 2025
Customer
Male, 62 years old
Location
alberta
Vehicle
2018 AUDI Q5 4DR AWD
Lowest Rate
$654/mth
$7,852/yr
Average Rate
$792/mth
$9,505/yr
Saved
$138/mth
17.39%
Quote from April 23, 2025
Customer
Male, 22 years old
Location
ontario
Vehicle
2017 AUDI A6 3.0T QUATTRO 4DR
Lowest Rate
$810/mth
$9,723/yr
Average Rate
$1,170/mth
$14,045/yr
Saved
$360/mth
30.77%
Quote from April 23, 2025
Customer
Male, 37 years old
Location
ontario
Vehicle
2013 AUDI A4 2.0T QUATTRO 4DR
Lowest Rate
$163/mth
$1,961/yr
Average Rate
$295/mth
$3,542/yr
Saved
$132/mth
44.64%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Your questions about Audi auto insurance in Canada, answered.

What is the cheapest Audi to insure?

Being a luxury vehicle, insurance for an Audi generally is not cheap.

In 2020, the cheapest Audi model in Canada started at $34,000 while some sportier models had prices of $100,000. With any Audi model, you have the option of upgrading the trim, which is industry code for all the high-tech features and equipment you can choose to add to your car to make it fancier. But adding special features will increase the cost of repairing or replacing your vehicle, which will also drive up the price of insurance.

The exact amount it will cost to insure an Audi will vary for each driver. The average cost of Audi insurance is not a reliable indicator of what you’ll pay. At the same time, the drivers who get the cheapest Audi car insurance generally have more than 10 years of experience of driving without making any claims, and have never missed or made a late car insurance payment.

If you’re dead-set on owning an Audi, one way to keep your costs down is to keep your driving and insurance histories free of any accidents, driving convictions, and skipped or late payments to your insurance company.

Audis are not recommended for drivers with short insurance histories and little experience on the road. Even if you can afford the car’s sticker price, most young drivers can’t afford the car insurance for an Audi as the car’s primary driver.

To ensure you get the best rate on car insurance for your Audi, remember to compare quotes from multiple insurance companies.

What are the most common insurance claims made on Audis?

It’s hard to say what the most common claims are for specific Audi models since that information isn’t publicly available. What is known about Audis is that they cost a lot to repair.

In any case, your personal driving history is a more reliable indicator about the types of claims you are going to make and your insurance company is going to weigh that heavily when determining your premium.

Used vs. new Audis: which is cheaper to insure?

It costs more to insure a new car, especially if it is leased. Dealers will require you to purchase extra insurance coverage as part of the condition of agreeing to lease contract.

Used cars are cheaper to insure than new ones. A used Audi may seem like a good deal because they are substantially marked down. But the cost of parts and labour to maintain or repair a luxury car like an Audi will cost more than a Ford or Honda.

If you do buy a used Audi, you should talk to your broker about forgoing comprehensive and collision coverages, which will raise your insurance price. If your car used Audi is damaged in a collision, it may end up being cheaper to pay out of pocket to repair or replace it.

However, Canadian insurance data shows that repairs to Audis—even models more than 10 years old, which is practically ancient for a car—cost more than the average to repair. Because Audi cars cost more than average to repair, it also means they cost more than your average vehicle to insure.

What is the best car insurance for an Audi?

In all provinces and territories, it’s mandatory for drivers to purchase third party liability insurance and accident benefits. Beyond that, whether you fork out more for insurance coverage depends on the age of your car and how you’re financing it.

For a new Audi, collision and comprehensive can help pay for the cost of repairing or replacing your car. These coverages are recommended, unless you’re prepared to pay out of pocket. For leased Audis, the dealer will likely make having both of these coverages mandatory.

For a used Audi that’s older than five years, collision and comprehensive are optional, and maybe even unnecessary, as it could be more cost-effective to forgo insurance and pay for repairs yourself.

Other factors that influence the cost of your Audi insurance policy

Beyond the risks that insurers have identified for your car’s particular make and model, there are a number of factors that influence how much you pay for your auto insurance.

If you have been found to be at fault in any auto collisions in the last six years, you will pay higher premiums.

The cost of car insurance is dependent on the type of insurance you purchase and how high your limits are. The more insurance coverage you buy for your Audi, the higher your premium is going to be.

If you live in a densely populated area, you’re more likely to pay higher rates. There is a greater chance of getting into an automobile accident or having your car stolen or broken into if you live in an urban area. Because the risk to insure your vehicle is higher, the cost of your premiums will be too.

Is it safe to buy Audi insurance online?

Shopping for Audi insurance online is safe and fast.

If you’re in the market to buy or your current Audi insurance is close to renewal, our secure online tool will provide multiple quotes for Audi insurance from Canada’s leading insurance companies. It takes most of our users three minutes or less and LowestRates.ca's online marketplace features 50+ of Canada's top insurance companies.

After you receive your quotes, we’ll connect you with the agent or broker with your best Audi insurance rate.

We’ve helped Canadians save millions on their insurance costs. Review your Audi insurance quotes today and start saving.

Alexandra Bosanac

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.

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