While the premiums policyholders pay are primarily how insurance companies make money, this is just the starting point of the business model. After all, insurance companies have to make enough money to offset claim payments.

Red wine spills. Frozen food spoilage. Freak thunderstorms that ruin your furniture. There’s a claim for that.

A prenup is like insurance for your marriage. You don't get it because you think your love won't survive, you get it just in case. 

Electric vehicles are lauded as the way of the future. But are government credits going to help us get over the finish line?