By: Thomas Sigsworth on April 17, 2014

Spring is in the air, which means it’s once again time for the Office of the Superintendent of Financial Institutions (OSFI) to call for tighter lending standards in Canada.

Last May, OSFI officials mused about reducing the maximum amortization period for mortgages from 35 years to 25 years, while in the spring of 2012, the regulator imposed more rigorous mortgage underwriting guidelines on banks. 

By: Lucy Zemljic on April 7, 2014

St. James Town has been called many things over the years. The Toronto neighbourhood has been deemed Canada’s most densely populated community, and because of the wide range of immigrant populations, is sometimes even known as “the world within a block”.

Nestled between Parliament, Sherbourne, Wellesley and Bloor, in the northeast corner of Ontario’s capital, this neighborhood has history that goes all the way back to the 1870's. But despite its rich history, cultural diversity, and downtown location, St. James Town has had a difficult past, and is facing an uncertain future.

By: Justin Leung on March 31, 2014

The Canadian Real Estate Association’s (CREA) latest report paints a very mixed picture on Canadian housing. Metro markets across the country appear to be starting to diverge in a way they have not done for some time, with sales in the East slowing dramatically while the West continues to outperform.

By: Thomas Sigsworth on March 24, 2014

It’s a common personal finance trope that credit card companies always win, no matter how generous their rewards programs or how many cool features they offer to customers. Whether it’s through hidden fees, surcharges or sky-high interest rates, in the end, the theory goes, credit cards are just like casinos: the house always wins.

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By: Thomas Sigsworth on March 10, 2014

We are always looking for ways to save you money and for fantastic personal finance products we think you will love.  So we are really excited to tell you about this great credit card that essentially provides you with a no interest loan for a year!  We had never heard of a credit card with this sort of offer before, and definitely wanted to share it with you.

By: Gary Parkinson on March 10, 2014

Last week was the 180th birthday of the city of Toronto, a milestone that outpaces the age of Canada as a country.  The anniversary follows on the heels of another landmark reached in 2013, when Toronto became the fourth largest metropolitan city in North America – trailing only Mexico City, along with New York City and Los Angeles in the US.

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