When I was 10 years old, I was a staunch believer in ghosts, UFOs, and all sorts of other stuff that I’d scoff at today. Because of that, I was very concerned when I found out we were moving to a new house. My first question: “Has anybody died in the house?”

Happy Canada Day from the Lowest Rates team! What are you up to today?

“I have to pay you cash because I don’t have a credit card at the moment.”

I was surprised when my buddy told me this before a trip. We were going away and the time came to pay for the trip. He couldn’t put his credit card down because he didn’t have one. This guy was always good with money, but something went wrong.

The biggest struggle for most students is to put together a few bucks for drinks on the weekend (or on a Tuesday afternoon). I’ve been through this process. I survived college and I never missed a party. I also graduated with grades that I was proud of. On top of all of this, I had money saved.

What would you do if something unexpected occurred and you suddenly owed $1,000? How would you deal with an unexpected expense?

Join our Canada Day Giveaway & show off your Canadian Spirit! Lowest Rates is excited to be hosting a photo sharing contest to celebrate Canada Day!

Buying your first home is a big step. Up until this point, your biggest expense was probably your car, your education or maybe that sweet set of skis you bought last winter. Buying your first home is exciting and exhilarating, a brand new place of your very own. What’s not to love? No sleazy landlord, no binding leases, and no leaky toilet that never gets fixed.

Wedding season is upon us and people everywhere are looking for way to make their big day beautiful without the big price tag. When you are looking for ways to cut your wedding costs, DIY might be a great way to save some money and make your celebration unique. Here are four DIY tips to save on your special day:

“Did you hear about that new app?”

You need to get the best tools on your side so that you can save money and move forward. I already know that you have Tinder and Instagram on your phone. Now you need some money apps so that you’re not always broke. It only makes sense to have the best tools on your side so that you can make your life easier.