Canadians haven’t slowed down their borrowing as debt levels rise once again

On the bright side, delinquency rates are not increasing as well.

Nearly 40% of Canadians don’t know mortgage rates are negotiable

Not knowing can add up to thousands of dollars in additional interest costs a year. 

IMF cautions Canada not to let up on the mortgage stress test

The federal government faces pressure to ease mortgage stress test rules but the IMF says a gradual slowdown is what’s needed.

You could end up paying for mortgage insurance long after your mortgage is done

How one person found out they were being charged mortgage protection insurance long after the mortgage was gone.

Ottawa’s housing market is becoming the next hot spot in Canada

High-earning locals are pushing prices up, along with investors from Vancouver and Toronto.

Saskatchewan drivers are at risk because they don’t have enough insurance

Half of Saskatchewan's drivers only have the bare minimum when it comes to their auto insurance coverage.

Bank of Canada says climate change is a key threat to the economy

For the first time ever, the Bank of Canada issued a report highlighting how climate change, economy, and our financial system are intertwined.

Vancouver housing sales fall so much it’s no longer a top-five market in Canada

Home sales and prices both fell in April in the once-hot city, while the rest of the country saw gains.

Ontario realtors call for housing registry to help stop money laundering

The registry would reveal the identities of people who purchase property under numbered companies and trust funds.

Why a credit card with an annual fee is often worth the cost of admission

While costlier upfront, annual-free credit cards boast perks and rewards that make them worth the price.

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