Why you’re likely to get very different credit scores from different websites

Not only do we get varying scores from different sites; they don’t match our FICO score, which is the one most lenders use.

Why student debt hits women harder than men

There’s no doubt that student debt is holding a lot of North Americans back financially. But it’s actually hitting women the hardest.

Pedestrian avoidance tech on cars often doesn’t work at higher speeds

A new AAA study reveals pedestrian avoidance technology and AEB are inefficient, especially at speeds of 48 km/h or higher.

What happens to your loyalty points when you die?

What happens to your loyalty points when you die?

Every rewards program has different rules regarding transferring points if the main account holder dies, and it can be a complicated process. Here's what the executor of the estate may be required to do.

Canadians spent an estimated $83.2 billion chasing credit card loyalty points in the last year according to a recent study done by finder.com. It makes sense to collect those points, since you can use them for a dream vacation. But what happens to your points when you die?

It’s a question not many people think about, but considering points can have a real value associated with them, you don’t want them to just disappear if you were to suddenly pass. 

About the author

Barry Choi

Barry Choi is a personal finance and travel expert based in Toronto who makes frequent media appearances. His work has been featured in The Financial Post, The Globe and Mail, WestJet Magazine and more. You can check out Barry's personal website at moneywehave.com or you can find him on Twitter: @barrychoi

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What happens to your loyalty points when you die?

Every program has different rules about what happens to your points when you pass. 

TransUnion breach may have compromised personal data of 37,000 Canadians

The breach happened sometime this summer when someone accessed data using a business customers’ login credentials.

Fewer Ontarians driving while high after cannabis legalization, CAA survey finds

As we near our cannabis legalization anniversary, new CAA data reveals cannabis-impaired driving is still an issue.

What kind of auto insurance do you need if you drive for Uber or Lyft?

The gender pay gap has decreased, but women still earn $4.13 less per hour

Reasons for the decrease in the gap include an increase in women’s educational attainment.

Young and racialized people in Toronto haven’t seen incomes grow in the past 30 years

The same holds true for newcomers, according to the Toronto’s Vital Signs report.

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