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Comprehensive (also called ‘all risk’) home insurance coverage covers your property and belongings from all loss, except some exclusions, which should be listed on your policy. It also provides coverage for your property’s secondary structures, such as a detached garage, guest house and so forth.
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*Shoppers in Ontario who obtained a home insurance quote on LowestRates.ca from January to December 2022 saved an average of 20%. The average savings percentage represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca. Excludes tenant and condo insurance.