Home Insurance16,759 Canadians
have compared rates and saved money over the last 24 hours
Broad Form Home Insurance
Compare cheap broad form home insurance quotes for free.
Save up to 32% on broad form home insurance with LowestRates.ca.*
Get 50+ quotes in 3 minutes.
Compare rates from Canada's leading broad form home insurance providers
Broad form home insurance in Canada
What our users say:
How to get a broad form home insurance quote
Share
First, we need to know about you and your home. It only takes 3 minutes, and it’s 100% confidential.
Compare
Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.
Home insurance news
Home Insurance*Shoppers in Canada who obtained a home insurance quote on LowestRates.ca from January to December 2023 saved an average of 32% The average savings percentage represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca. Excludes condo and tenant insurance.
Named Perils Home Insurance
Compare cheap named perils home insurance quotes for free.
Save up to 32% on named perils home insurance with LowestRates.ca.*
Get 50+ quotes in 3 minutes.
Compare rates from Canada's leading named perils home insurance providers
16,759 Canadians
have compared rates and saved money over the last 24 hours
Named perils home insurance in Canada
Named perils – or basic – home insurance is one of several policy types available to homeowners in Canada. As its name suggests, it protects your home against specific perils only – all of which are listed or ‘named’ in the policy. For instance, if ‘theft’ is mentioned, then the peril is covered. If the peril isn’t mentioned, then it isn’t covered. This applies to both your dwelling and personal belongings.
What our users say:
How to get a named perilshome insurance quote
Share
First, we need to know about you and your home. It only takes 3 minutes, and it’s 100% confidential.
Compare
Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.
Home insurance news
Home Insurance*Shoppers in Canada who obtained a home insurance quote on LowestRates.ca from January to December 2023 saved an average of 32% The average savings percentage represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca. Excludes condo and tenant insurance.
Vacant Home Insurance
Compare cheap vacant home insurance quotes for free.
Save more than 30% on home insurance with LowestRates.ca.
Get 50+ quotes in 3 minutes.
Compare home insurance rates from Canada's leading home insurance providers
16,759 Canadians
have compared rates and saved money over the last 24 hours
Vacant home insurance in Canada
Most of the time, when you buy a home, you plan to live in it. However, there are certain situations where a property may remain unoccupied. Leaving a house vacant comes with certain risks. Insurance for a vacant home can help you reduce those risks and deliver peace of mind.
What our users say:
How comparing home insurance quotes works. Hint: it’s free!
Share
First, we need to know about you and your home. It only takes 3 minutes, and it’s 100% confidential.
Compare
Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.
Frequently asked questions about vacant home insurance in Canada
Where can I get vacant home insurance?
Not all insurance companies offer vacant home insurance, since it's a high-risk proposition. Talk to your insurance provider or broker to see what coverage is available to you.
Home insurance news
Home Insurance*Shoppers in Ontario who obtained a home insurance quote on LowestRates.ca from January to December 2023 saved an average of 30% The average savings percentage represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca. Excludes condo and tenant insurance.
Government of Canada programs to support homebuyers in 2024
May 2, 2024
11-minute read
This article has been updated from a previous version.
It’s no secret that Canada’s housing market is feeling the effects of high inflation and Bank of Canada’s nine successive interest rate hikes.
About the author
H.G. Watson is a writer based in Toronto. Her work has appeared in Chatelaine, Vice, Flare, Maisonneuve, The Walrus and more. You can find her at @hg_watson on Twitter.
Read this next
April 6, 2023
Six common mistakes first-time homebuyers make
Setting out to buy your first home is one of the more exciting parts of adulthood, often accompanied by great pride and ... Read more