Car insurance rates can vary widely depending on several factors, including your driving record, age, gender, where you live, and payment history. But do you know how the vehicle you choose to drive can affect your insurance rates? 

Cars with high crash-test scores, low theft ratings, and less powerful engines tend to have cheaper insurance rates. But your premium can also depend on the make, model, and even the year the vehicle was made. 

It can be uncomfortable to think about a time when we might face a critical illness, but for the tens of thousands of Canadians who suffer debilitating illnesses like strokes, cancer, and heart disease, critical illness insurance can be an invaluable support. 

Facing a critical illness can be one of the most difficult challenges in your life. Aside from the obvious physical and emotional toll, the potentially damaging financial implications can be particularly devastating.