When a marriage ends, there’s no shortage of things that spouses suddenly need to split in two: their finances, their children’s time, even their friends. One of the most difficult things to divide in a divorce — at least monetarily speaking — is a mortgage. A home is often a couple’s most valuable asset, and a mortgage is usually their largest liability. Spouses can part ways with each other, but they can’t simply say goodbye to their debts.

This article has been updated from a previous version.

You know that you want to buy a car. You’re tired of waiting for the bus or borrowing the family minivan. You’re ready to have your own set of wheels on the road. You just don’t know if you should buy a new car or a used car because you’re not sure about the insurance rates. Chances are that insurance is a huge factor in deciding what type of car you should buy, due to your budget and other bills in your life.