Between the high costs of car ownership and the hassle of parking, there are lots of reasons to ditch the commute and hop on your bike to get to work.

Depending how many at-fault collisions you have on your record, rates could rise up to 62%.

Although Canada has never been a stranger to extreme weather events, such events have undoubtedly been on the rise in recent years. One of the consequences of worsening storms, such the derecho which swept over Ontario and Quebec in 2022, has been extended power outages.

While Canadian law doesn’t require homeowners to have insurance, most mortgage lenders do.  

This article has been updated from a previous version.