Seasonal car insurance: how to insure your summer vehicle

Is there such a thing as car insurance for summer only? Do you need insurance if you don't drive your vehicle during the winter? We break down how seasonal auto insurance works below.

Zandile Chiwanza

June 8, 2021

6-minute read

The official start of summer is fast approaching, which means if you have a vehicle you use only in the warmer months, it's time to secure car insurance.

About the author

Zandile is a freelance personal finance journalist. She previously worked as a personal finance writer at LowestRates.ca and before that, the content editor for Real Estate Management Industry News. As a self-proclaimed budget warrior, Zandile dedicates most of her time to advocating for financial wellness.

browse categories

Seasonal car insurance: how to insure your summer vehicle

If you have a car that you plan to use only in the summer, you may still need to keep certain coverages active.

Real estate red flags: how to spot shady realtor behaviour in a wicked-hot housing market

Complaints about realtors have risen by 38% in the last year, according to the Real Estate Council of Ontario (RECO).

BMO Bank of Montreal

Compare accurate and up-to-date mortgage rates from Bank of Montreal and find the best mortgage rate for you. Instant. Online. Free.

How comparing mortgage quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian banks and brokers. It’s free, with no commitment.

26,554 Canadians

have compared rates and saved money over the last 24 hours

BMO mortgages in Canada: What you need to know.

Are you ready to buy a home? Congratulations! Purchasing a property is a huge milestone and one of the most important financial decisions you’re likely to make. If you’re looking for the best BMO mortgage rates on the market, LowestRates.ca is the right place to find them. We make comparing BMO mortgage interest rates against the offerings of other lenders quick and easy.