Key findings:

• On average, Nissan drivers had the most expensive car insurance rates in Ontario from 2019 to 2021, possibly due to higher claims risk or repair costs. Nissan owners paid 11% more for car insurance than the provincial average during this time frame.
• The Canadian Loss Experience Automobile Rating (CLEAR) system analyzes vehicle data to determine your potential claims costs. A good rating could result in insurance savings.

This article has been updated from a previous version.

In order to operate a vehicle legally in Canada, it has to be insured. Before you take that step, you must first get a vehicle inspection (also known in some auto shops as a “safety”) done in the province you are looking to insure your car or truck in. The reason for these mandatory safety standards inspections is to make sure that our roadways stay safe for all drivers.

Finding a home that meets all your needs is a milestone for all aspiring homeowners. Sometimes, a model home or condo is enough to sell you on what could one day be your own four walls. But when is the right time to get a mortgage on a home that’s not yet built?

Obtaining a mortgage for an existing property begins with one of two avenues for the buyer: a direct lender or a broker. However, buying a pre-build home opens another door — getting a mortgage directly from your builder. Here is how to get the timing just right when securing a mortgage for your future home.

This article has been updated from a previous version.

Getting your licence is an exciting feat. It can mean going from dependent to independent in a short time.

Ontario actually has 15 types of licences, but when it comes to driving private passenger vehicles (think cars, vans, and small trucks), there are only three that you need to concern yourself with: G1, G2, and G.

If you’re driving a motorcycle, then you need an M licence (that’s a story for a different day).