How long do you have to report an accident to your insurance company in Ontario?

Many questions will go through your mind when you get into a collision.

Is anyone injured? What’s the damage? What’s the other driver’s licence plate number? What’s their insurance information? Is it necessary to call the police? Where’s the nearest collision reporting centre?

Is it worth buying a demo car?

This article has been updated from a previous version.

 

Last month, I bought a brand new car. Well, not exactly a brand new car, but not quite a used car either.

I bought a demo car.

Teachers & Educators

Compare best car insurance quotes for teachers & educators for free.

 

Get 50+ quotes in 3 minutes.

Get 50+ quotes in 3 minutes.

35,236 Canadians

have compared rates and saved money over the last 24 hours

Car insurance for teachers: what you need to know

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

 

Auto insurance news

Everything you need to know about getting your licence in Ontario

A guide on the requirements and restrictions around getting your G1, G2, and G licence in Ontario.

Everything you need to know about getting your licence in Ontario

Everything you need to know about getting your licence in Ontario

Getting your licence can seem like an overwhelming process. However, the progression toward each licence class can be rewarding in the long run. Understanding each step along the way can help simplify your experience.

This article has been updated from a previous version.

Getting your licence is an exciting feat. It can mean going from dependent to independent in a short time.

Ontario actually has 15 types of licences, but when it comes to driving private passenger vehicles (think cars, vans, and small trucks), there are only three that you need to concern yourself with: G1, G2, and G.

If you’re driving a motorcycle, then you need an M licence (that’s a story for a different day).

About the author

Lisa Coxon

Lisa is a senior editor in the personal finance space. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies. 

Read this next

June 19, 2023

How much car insurance do you really need?

The first few questions that come to mind for most drivers are: What kind of car insurance do I need? And how much cover... Read more

June 13, 2023

Switching your car insurance: penalty, cancellation fees, and rules

Read more

June 1, 2023

What is facility car insurance for high-risk drivers?

Generally, the riskier you're seen to insure, the higher your premiums will be. But some drivers are considered too high... Read more

browse categories

REPORT: The 10 most popular vehicle brands in Canada for 2021

Key findings

  • Vehicle brands that manufacture pickup trucks saw high volumes of search interest on Carpages.ca in 2021. Ford (13.68%), Chevrolet (7.41%), and GMC (3.31%) made the top 10, while RAM saw the most year-over-year growth (44.37% from 2020 to 2021).

Saint-Jean-sur-Richelieu

Find the best insurance for your home in Saint-Jean-sur-Richelieu by comparing quotes from the leading providers in Canada. Our online tool is fast and free.

Get 50+ quotes in 3 minutes.

Compare rates from Canada's leading home insurance providers

35,236 Canadians

have compared rates and saved money over the last 24 hours

How comparing home insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

 

Tips on how to lower the cost of your home insurance policy in Saint-Jean-sur-Richelieu.

Getting insurance for your home is easier than it may seem. To secure the lowest rate possible, the Financial Consumer Agency of Canada recommends following these steps when shopping for home insurance.

Home insurance news

*Shoppers in Canada who obtained a home insurance quote on LowestRates.ca from January to December 2023 saved an average of 32% The average savings percentage represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca. Excludes condo and tenant insurance.

Pickering

Find the best insurance for your home in Pickering by comparing quotes from the leading providers in Canada. Our online tool is fast and free.

Get 50+ quotes in 3 minutes.

Compare rates from Canada's leading home insurance providers

35,236 Canadians

have compared rates and saved money over the last 24 hours

How comparing home insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Outline of a house. Illustration.

See how our customers in Pickering save big on home insurance.

 

Tips on how to lower the cost of your home insurance policy in Pickering.

Getting insurance for your home is easier than it may seem. To secure the lowest rate possible, the Financial Consumer Agency of Canada recommends following these steps when shopping for home insurance.

Home insurance news

*Shoppers in Ontario who obtained a home insurance quote on LowestRates.ca from January to December 2023 saved an average of 30%. The average savings percentage represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca. Excludes tenant and condo insurance.

Sudbury

Find the best insurance for your home in Sudbury by comparing quotes from the leading providers in Canada. Our online tool is fast and free.

Get 50+ quotes in 3 minutes.

Compare rates from Canada's leading home insurance providers

35,236 Canadians

have compared rates and saved money over the last 24 hours

How comparing home insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Outline of a house. Illustration.

See how our customers in Sudbury save big on home insurance.

 

Tips on how to lower the cost of your home insurance policy in Sudbury.

Getting insurance for your home is easier than it may seem. To secure the lowest rate possible, the Financial Consumer Agency of Canada recommends following these steps when shopping for home insurance.

Compare home insurance quotes from various providers.

Home insurance news

*Shoppers in Ontario who obtained a home insurance quote on LowestRates.ca from January to December 2023 saved an average of 30%. The average savings percentage represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca. Excludes tenant and condo insurance.

Military Personnel

Compare best car insurance quotes for military members & veterans for free.

 

Get 50+ quotes in 3 minutes.

Get 50+ quotes in 3 minutes.

35,236 Canadians

have compared rates and saved money over the last 24 hours

Car insurance for military members: what you need to know

Many different groups negotiate discounts for their members with auto insurance companies. The Canadian Armed Forces is no exception. This means active and retired Army, Navy or Air Force members can qualify for military discounts on their auto insurance policies with certain companies. This applies for both Regular or Reserve Force members.

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

 

Your questions about auto insurance for military personnel, answered. 

Does the Canadian military pay for car insurance?

No, the Canadian Armed Forces does not provide car insurance. Members of the military are responsible for purchasing and managing car their personal insurance policies.

Auto insurance news

Pages