When you first start hunting for car insurance, you might feel overwhelmed by all the options. On one hand, you want to save money. After all, you already have enough expenses because of your vehicle. On the flip side, you definitely want the best insurance coverage so that you can sleep at night knowing that you’re protected in the worst case scenario.

One of the best ways to start building credit and establishing independent finances as an adult is to use a credit card. It’s also exciting to know that you can expand your horizons when it comes to spending.

It’s officially back-to-school season, and Canadians from around the country will be heading to university or college — either for the first time or as returning students. Here are some thoughts from our 2016 summer student, Ankur Gupta, who is returning to Queen’s U for his final year.