How to find a good home insurance policy if you live in a wildfire zone

Insuring a home in a wildfire region may seem daunting, but it’s a lot easier than you might think.

Do off-road vehicle infractions impact your car insurance rate?

Do off-road vehicle infractions impact your car insurance rate?

Your car insurance policy won’t cover any claims that result from an off-road vehicle accident or injury. To drive something like an ATV, you need special coverage.

Off-roading is an exciting and adventurous outdoor activity enjoyed by many Canadians. As the second-largest country in the world, Canada is chock-full of diverse terrains and trails perfect for off-road enthusiasts to explore on their snowmobiles, all-terrain vehicles (ATVs), dune buggies, dirt bikes, and other off-road vehicles. 

About the author

Mark Gregorski

Mark Gregorski is an Edmonton-based freelance writer specializing in writing content for firms in the financial services industry, including fintech. He has written articles about investing, mortgages, credit cards, and insurance and is passionate about educating people on making wise financial decisions. Outside of writing, he enjoys working out at the gym, playing in poker tournaments, composing music, and learning about digital marketing.

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June 19, 2023

How much car insurance do you really need?

The first few questions that come to mind for most drivers are: What kind of car insurance do I need? And how much cover... Read more

June 13, 2023

Switching your car insurance: penalty, cancellation fees, and rules

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June 1, 2023

What is facility car insurance for high-risk drivers?

Generally, the riskier you're seen to insure, the higher your premiums will be. But some drivers are considered too high... Read more

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5 things you don’t have to share with your home insurance company

4 common summer home insurance claims — and how to avoid making them

Floods, fires, theft. How to avoid making these and other home insurance claims this summer.

Is it safe to buy a car online? 7 myths debunked

Is the future of car shopping digital?

Car buyers often turn to the internet to research their options, but it’s also never been easier to find, finance, and take ownership of a new vehicle online.

Housing affordability the top reason 32% of Ontarians plan to move in the next year: survey

Everything you need to know about reverse mortgages

Everything you need to know about reverse mortgages

For older Canadian homeowners, a reverse mortgage can be the perfect way to generate tax-free funds without sacrificing quality of life. You stay in your home, don’t need much income or perfect credit, and don’t have to make payments.

For older Canadian homeowners, a reverse mortgage can be the perfect way to generate tax-free funds without sacrificing quality of life. You stay in your home. You don’t need much income or perfect credit. And you don’t have to make loan payments, ever. We know those terms sound almost too good to be true, but a reverse mortgage is simply a quick, practical way to withdraw some cash value from your home before you sell it. Here’s how it works.

About the author

LowestRates.ca Staff

The LowestRates.ca writing team focuses on telling original stories and bringing you the latest news in the world of personal finance.

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October 30, 2024

Open vs. closed mortgages: what's the difference?

When it comes to paying off your mortgage, you need to decide between two payment structures: an open-end and a closed-e... Read more

August 27, 2024

Should you go with a fixed or variable mortgage?

Fixed-rate mortgages provide certainty, while variable-rate mortgages fluctuate. But there are pros and cons to each. Read more

April 27, 2023

What is a conventional mortgage?

The big benefit of a conventional mortgage loan is that you have immediate equity in your new home. Let's explore the in... Read more

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Does my roof affect my home insurance rate in Canada?

Does my roof affect my home insurance rate in Canada?

Putting a roof over your head is a basic necessity of life. But the type of roof you choose may impact your wallet for many years to come, including your home insurance premium.

This article has been updated from a previous version.

Putting a roof over your head is a basic necessity of life. But the type of roof you choose may impact your wallet for many years to come.

About the author

Joel Kranc

Joel Kranc is an award-winning writer, author and journalist. Most of his experience lies within the institutional investment and financial services space. He also covers a variety of business topics for publications in North America and the UK.

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November 17, 2022

Protect your home this holiday season with home insurance

The holidays are a time of celebration and togetherness, but festive decorations and big-ticket items can pose a risk to... Read more

September 28, 2022

5 things to know before renting out your home

Becoming a landlord is a big responsibility. But with today's interest rate environment, renting out part of your home c... Read more

August 25, 2022

Backyard pools and home insurance: what you need to know

If you have a backyard pool or are thinking about installing one, here’s everything you need to know about how it can ... Read more

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Do you need travel insurance to cross the U.S. border?

Do you need travel insurance to cross the U.S. border?

Though Canada and the U.S. are neighbouring countries, your full provincial health insurance doesn’t extend beyond the international border. Travel insurance can offer inclusive healthcare coverage while abroad.

This article has been updated from a previous version.

About the author

Gary Parkinson

Gary Parkinson is an online writer currently residing in Toronto. He uses content marketing and SEO strategies to help improve the reputations of websites with webmasters. Gary graduated Conestoga College from the business administration-marketing program.

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June 15, 2022

What kind of travel insurance should you get when taking a vacation?

There are many travel insurance options to protect yourself, your stuff, and your itinerary. But how much coverage is ne... Read more

June 3, 2022

What you need to know about using your travel medical insurance

Let's hope you never have to rely on travel medical insurance, but there's a lot at stake if you don't know how to use i... Read more

May 11, 2022

Taking a trip to another province? You might want to get travel insurance

You only have access to the full extent of your health care coverage when you’re in your home province; travel beyond ... Read more

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3 things that affect your reverse mortgage rate in Canada

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