Ontario to double tax refund for first time home buyers
Ontario to double tax refund for first time home buyers

Ontario is notorious for not only the high home prices, but also for the significantly higher tax buyers must pay on their purchases. Now the Liberals have announced they’ll be taking a little less out of your pocket by increasing the maximum Land Transfer Tax rebate for first time home buyers.

LowestRates Reads: Wealthing Like Rabbits by Robert R. Brown
LowestRates Reads: Wealthing Like Rabbits by Robert R. Brown

We’re back with the third book in our personal finance book review series! Last week, we reviewed Kyle Prevost and Justin Bouchard’s More Money For Beer and Textbooks. This time around, Vin Heney reflects on a book that’s quickly becoming a Canadian financial classic.

RBC raises rates for fixed rate mortgages
RBC raises rates for fixed rate mortgages

On Friday this week, a number of Royal Bank of Canada’s mortgage rates are getting raised, further increasing the expense of buying a home at a time when many Canadians feel housing is already unaffordable.

Nelson Smith’s personal finance story: “I sucked as a realtor”
Nelson Smith’s personal finance story: “I sucked as a realtor”

The year was 2010. I was stuck in a career that was a terrible fit for me. I might have been the world’s worst realtor.

Report shows non-mortgage debt continues to pile up
Report shows non-mortgage debt continues to pile up

As the holidays draw near, it’s a popular time for credit monitoring agencies like TransUnion to report on the state of debt in Canada. Not surprisingly, the latest report shows debt continues to grow, but fortunately Canadians do a good job of making their payments as delinquency rates remain at about the same level as last year.

How to break the payday loan cycle
How to break the payday loan cycle

Many of us have been there. Maybe life threw you a curveball or you made some ill-advised spending decisions. Whatever the cause, you’re out of cash and you need to pay the hydro bill, get groceries, and come up with rent. So who do you turn to for quick cash?

Vancouver empty homes tax coming Jan. 1
Vancouver empty homes tax coming Jan. 1

Good news next year for those who have struggled to find rental properties in Vancouver lately. A new law will come into effect taxing absentee landlords thousands of dollars per year for holding onto empty homes.

Do you know where all that poppy money goes?
Do you know where all that poppy money goes?

Every year, we donate money and wear a poppy in honour of Canada’s Veterans. But do you know where that money goes or how it’s used? Find out here.

Quebec becomes first province to adopt ZEV mandate
Quebec becomes first province to adopt ZEV mandate

The plug-ins are coming! The plug-ins are coming! Quebec has passed a new bill regulating electric vehicles (EV) which includes a new set of incentives for EV owners. Here’s what’s new.

“Put it back on the shelf”, and other money tips from My Aunt Jane
“Put it back on the shelf”, and other money tips from My Aunt Jane

My Aunt Jane has taught me some goodies over the years, as all Aunt Janes should. These include (but are not limited to) how to write, how to ski, how to cottage, and how to humour.

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