REPORT: Ontario’s 15 most expensive cities for car insurance

REPORT: Ontario’s 15 most expensive cities for car insurance

If you want to drive in Ontario, you need to pay for car insurance — that's a non-negotiable. But depending on where you live within the province, the cost of your car insurance premium can vary greatly.

This article is updated annually. As a result, city rankings may change according to the most recent data available. 

Key findings 

About the authors

Zandile Chiwanza

Zandile is a freelance personal finance journalist. She previously worked as a personal finance writer at LowestRates.ca and before that, the content editor for Real Estate Management Industry News. As a self-proclaimed budget warrior, Zandile dedicates most of her time to advocating for financial wellness.

Lisa Coxon

Lisa is a senior editor in the personal finance space. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies. 

Michelle Bates

Michelle Bates is an editor/writer in the personal finance space with seven years of experience. Her work has also been featured in news sources like the Financial Post, the Globe and Mail, CTV News, and Narcity. In her spare time, Michelle enjoys thrifting home decor, attending live shows, and playing with her Yorkie/Shih Tzu, Freddie, at the park.

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The holidays are a time of celebration and togetherness, but festive decorations and big-ticket items can pose a risk to your home if left unattended. Here's a list of home safety tips to ensure you and your guests have a safe holiday season.

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What is often called “the most wonderful time of the year” can be filled with stress and potential safety threats to your home if left unattended. The good news is that these risks can be avoided by following the right holiday safety tips, and having the proper home insurance coverage.   

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Joel Kranc

Joel Kranc is an award-winning writer, author and journalist. Most of his experience lies within the institutional investment and financial services space. He also covers a variety of business topics for publications in North America and the UK.

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Melanie Chambers

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No matter where you live in Canada, basic auto insurance is a mandatory expense if you want to drive. And while you may not be able to get out of paying for it, you do have some control over how much you’ll pay.

Take advantage of comparison shopping and inquire about potential car insurance discounts to save on your annual auto insurance premium.

About the author

Lisa Coxon

Lisa is a senior editor in the personal finance space. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies. 

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Ontario’s winter tire car insurance discount: what you need to know

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Winter tires can increase stability and traction in colder temperatures, gripping icy and snowy roads better than all-season tires. A nice bonus: installing winter tires can save you money on your auto insurance, too.

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Hayley Vesh is an editor/writer in the personal finance space. Her work has also appeared in Global News. She is passionate about financial literacy and the pursuit of knowledge through lifelong learning.

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