Fireworks safety in a wildfire country

Home insurance application checklist

Home insurance companies need specific information when you set up a policy. Here’s a handy checklist.

Don't overlook title insurance when buying a home

In the flurry of activity that is buying a house — between signing documents, sorting insurance, inspections, moving, and updating your address — one item can often easily get left off the agenda: title insurance.

Fireworks safety in a wildfire country

How much car insurance do you really need?

How much car insurance do you really need?

The first few questions that come to mind for most drivers are: What kind of car insurance do I need? And how much coverage should I carry? The answer to both of these questions is: it depends.

This article has been updated from a previous version. 

For drivers in Canada, car insurance is mandatory — it’s the law. So, if you’re going to get behind the wheel, you’ll want to make sure you’re insured.  

About the author

Mike Friskney

Mike Friskney is a content strategist, writer and pug owner based in the Toronto area. He has produced content for a wide range of companies in the financial services, software, manufacturing, travel and marketing industries.

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What if your neighbour causes water damage to your condo?

Condo living is appealing for many people. Mowing the lawn? Fixing the furnace? Cleaning the outdoor windows? Not your concern.  

Switching your car insurance: penalty, cancellation fees, and rules

Switching your car insurance: penalty, cancellation fees, and rules

This article has been updated from a previous version. 

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Dominic Licorish

Dominic Licorish is a freelance writer for LowestRates.ca. When he's not working, he spends his time writing movies and wandering the streets of Toronto with a camera.

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What is facility car insurance for high-risk drivers?

What is facility car insurance for high-risk drivers?

Generally, the riskier you're seen to insure, the higher your premiums will be. But some drivers are considered too high a risk — and that's where facility insurance comes in.

This article has been updated from a previous version.

No matter where you live in Canada, if you want to drive, you need car insurance. But before insurers will give you a quote, they’ll want to know a few things, like how many accidents you’ve been in and how many tickets you’ve received. 

About the author

Lisa Coxon

Lisa is a senior editor in the personal finance space. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies. 

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