Ottawa home insurance

Ottawa, Canada’s capital, is a beautiful place to live, especially if you’re into picturesque views with lots of trees and historical buildings. The city is also super clean, laid-back and family-friendly, radiating that ‘small town charm.’

Different types of home insurance coverage in Ottawa

Homeowners seeking insurance in Ottawa should consider the diverse types of coverage available to them, including:

How we find you the best home insurance in Ottawa.

Like with the rest of Canada, home insurance is not a legal requirement for Ottawa homeowners, but it’s essentially a must-have. That’s because most banks and lenders require mortgage holders to also have home insurance. And when you consider what homes represent — security, family, shelter, community — it’s no wonder they need to be protected.

Risk factors for homeowners in Ottawa

Perils that are specific to Ottawa

• Severe thunderstorms: Ottawa occasionally experiences severe thunderstorms, capable of causing torrential rainfall, hail, lightning, and even tornadoes or hurricanes.

• Strong winds: Like much of the province, Ottawa is subject to strong winds that are capable of dangerous gusts of over 100km/h.