While it doesn’t take a genius to figure out that it is better to have money in your pocket than to owe money to a financial institution (all other factors being equal), there are situations where it makes sense to get a personal loan. Sometimes a loan is needed to smooth over a potential financial rough patch or to take advantage of a great opportunity.
Points! Air Miles! Gift Cards! Cash Back! There are more (and better) rewards credit cards out there than ever before. And while all that selection is a great thing for consumers, finding the right card it isn’t always easy.
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